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The new year brings new resolutions.  If one of your resolutions is to get your finances in order, I highly recommend setting up a budget.  Having control of your money and knowing exactly where it goes is one of the most important things you can do to secure your financial future. Six years ago when we set up our first budget, we were forced into it during a time of unemployment.  One of the biggest expenses we had, besides our mortgage payments, was our groceries....